Our Digital Commitment
We keep our costs low by requiring a Universal Building Identification Number (UBIN™) for each multi-family rental building we finance.
It’s like a VIN or CUSIP, but for a building.
UBIN™ is a powerful digital identity platform that reduces costs for all involved.
-
We leverage UBIN™ to reduce our underwriting, servicing, and compliance costs.
-
Our Borrowers receive rebates and cost savings from automated compliance.
Free to register and supported by annual on-site inspections, UBIN™ brings fragmented building information together on one data platform—creating the transparency needed to eliminate unnecessary costs and help break the cycle of rising expenses and shrinking housing supply.
UBIN™ is 100% permission-based
Only the building owner decides who gets access to its data.